Bob Smith BMW

Welcome to Bob Smith BMW's Finance Department!
We are honored to be your auto loan and car lease resource. We are eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Bob Smith BMW's Finance Team has strong relationships with an array of different banks and is committed to finding you the perfect car loan to suit your car finance needs. Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Benefits of Financing vs. Leasing

Financing
Ownership
When you finance your new BMW, your name goes on the title and when the loan period ends, you become the owner. You can sell your BMW or trade it in at any time. You can even trade it for a leased BMW, using the value of the vehicle to reduce your monthly payments.

High resale value
You will usually find the resale value is still quite high at the end of your finance period, which makes it especially valuable as a trade-in on a new BMW.

Leasing
Leasing can be the most financially advantageous way of driving a BMW. Perhaps that's why more than half of BMW drivers lease. BMW is committed to providing the most competitive leasing programs, so you can drive a larger, more powerful, better-equipped BMW. Leasing does not require the same cash commitment; you only pay for the value of the vehicle you use during its lease. And, at the end of lease term, you have the flexibility to turn in your BMW for another, re-lease for additional term, buy at set agreement price, or turn in and walk away.